Fraud is an unfortunate part of accepting payments online, but disputes tend to be pretty rare—well under 1% of the total charges on an account. Should we ever see a higher dispute rate, or a significant increase in potentially fraudulent activity, we’ll reach out proactively to see how we can help.
Keep in mind that fraudulent charges are the account owner’s responsibility. (Excessive chargebacks will not only affect a user’s ability to process with Stripe, but can also affect a user’s ability to access credit cards as a form of payment with any processor.)
One of the best ways to prevent chargebacks is to spot potential fraud before it can have an adverse effect on your account.